OUR SERVICES
Comprehensive Title & Settlement Solutions
With our nationwide reach, advanced technology and industry-leading expertise, we deliver title, tax and vendor-management services designed to boost your efficiency, capacity and accuracy.
Current Owner Search
A Current Owner Search focuses on verifying the legal ownership of a property by the current holder. It involves examining public and county records to confirm the property’s title, ownership type, and any active liens, mortgages, or encumbrances. This process ensures the owner has the legal right to sell or transfer the property without unresolved claims. It’s most commonly used in real estate transactions and refinancing to confirm clear ownership and avoid potential title disputes.
Two Owner Search
A Two Owner Search reviews the property’s ownership history across the two most recent non-related owners. This service verifies the legitimacy of title transfers, checks for unreleased liens, claims, or encumbrances, and ensures there are no hidden issues that could affect ownership. By narrowing the review to two owners, it provides an efficient and focused verification ideal for property transactions or refinancing without the need for a complete historical investigation.
Full Search
A Full Search offers a detailed examination of the property’s entire ownership record, tracing its legal history from the original transfer up to the current owner. It includes reviewing all previous ownerships, mortgages, liens, easements, and encumbrances that might impact the property’s title. This comprehensive review helps identify and resolve any legal or financial risks, making it essential for due diligence in complex transactions and ensuring the property carries a clear and marketable title.
Update Search
An Update Search serves as a follow-up review after an initial title search. It checks for any new developments, such as recent liens, judgments, or ownership changes that might have occurred since the prior search. This ensures that no new legal or financial issues have emerged before a sale, closing, or refinancing. The update search helps maintain title accuracy and provides reassurance that the property remains clear of any new encumbrances.
Document Retrieval
Document Retrieval involves obtaining specific property-related documents such as deeds, mortgages, liens, or court judgments from official public records. These records are crucial for verifying ownership, identifying encumbrances, and ensuring compliance in legal or real estate transactions. This service ensures that all necessary documentation is accessible and accurate, supporting smooth property transfers, legal verifications, and historical record tracking for clients and professionals alike.
Assignment Verification Report
An Assignment Verification Report (AVR) validates the complete chain of mortgage assignments to ensure that all transfers of ownership or servicing rights are legally documented and free of defects. This process verifies that no gaps or errors exist in the assignment history that could jeopardize the mortgage’s legitimacy. It’s a critical step in preventing title defects and ensuring smooth ownership transitions or mortgage servicing compliance.
Mortgage Verification Report
A Mortgage Verification Report (MVR) confirms the authenticity and accuracy of mortgage-related documents tied to a property. It examines assignments, modifications, trustee substitutions, foreclosure notices, and subordinate liens to verify proper recordation and legal compliance. This report helps lenders, buyers, and title professionals ensure that all mortgage obligations are properly documented, supporting transparency and reducing the risk of future legal complications.